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Hire Purchase (HP) representative example
Based on a cash price of €21,500 with a €7,525 deposit total, borrowing €13,975 at a representative APR of 7.80% and the following:
- 58 monthly payments of: €277.71
- Final payment: €352.71
- Cash price: €21,500.00
- Customer deposit: €7,525.00
- Total deposit: €7,525.00
- Amount of credit: €13,975.00
- Total amount payable: €24,337.60
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.80%