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Hire Purchase (HP) representative example
Based on a cash price of €35,950 with a €12,583 deposit total, borrowing €23,368 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €473.25
- Final payment: €548.25
- Cash price: €35,950.00
- Customer deposit: €12,582.50
- Total deposit: €12,582.50
- Amount of credit: €23,367.50
- Total amount payable: €41,127.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%