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Hire Purchase (HP) representative example
Based on a cash price of €15,950 with a €5,583 deposit total, borrowing €10,368 at a representative APR of 9.70% and the following:
- 58 monthly payments of: €213.96
- Final payment: €288.96
- Cash price: €15,950.00
- Customer deposit: €5,582.50
- Total deposit: €5,582.50
- Amount of credit: €10,367.50
- Total amount payable: €18,570.10
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.75%
- APR: 9.70%