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Hire Purchase (HP) representative example
Based on a cash price of €7,900 with a €2,765 deposit total, borrowing €5,135 at a representative APR of 12.60% and the following:
- 58 monthly payments of: €111.52
- Final payment: €186.52
- Cash price: €7,900.00
- Customer deposit: €2,765.00
- Total deposit: €2,765.00
- Amount of credit: €5,135.00
- Total amount payable: €9,606.20
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 10.95%
- APR: 12.60%