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Hire Purchase (HP) representative example
Based on a cash price of €22,950 with a €8,033 deposit total, borrowing €14,918 at a representative APR of 7.50% and the following:
- 58 monthly payments of: €294.68
- Final payment: €369.68
- Cash price: €22,950.00
- Customer deposit: €8,032.50
- Total deposit: €8,032.50
- Amount of credit: €14,917.50
- Total amount payable: €25,863.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 6.90%
- APR: 7.50%