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Hire Purchase (HP) representative example
Based on a cash price of €15,950 with a €5,583 deposit total, borrowing €10,368 at a representative APR of 10.50% and the following:
- 58 monthly payments of: €217.74
- Final payment: €292.74
- Cash price: €15,950.00
- Customer deposit: €5,582.50
- Total deposit: €5,582.50
- Amount of credit: €10,367.50
- Total amount payable: €18,796.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 9.50%
- APR: 10.50%